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March 09.2025
2 Minutes Read

Why Florida Homeowners Should Consider the Hilton Surpass Card

Grand station with travelers near departures board.

Why Florida Homeowners Should Consider the Hilton Surpass Card

As a Florida homeowner planning your next getaway or staycation, you might want to consider the Hilton Honors American Express Surpass® Card. This credit card isn't just a financial tool; it's a passport to a world of travel rewards and hotel benefits that can transform your experience at Hilton properties. If you are a regular visitor to Hilton hotels or are simply passionate about travel, here are several compelling reasons to consider this card.

Attractive Welcome Offer for New Members

The Hilton Surpass Card starts strong with a lucrative welcome offer. New cardmembers can earn 130,000 Hilton Honors points plus a free night reward after spending $3,000 in the first six months, a limited-time offer set to expire on April 29, 2025. This welcome package is valued at approximately $780, although the potential savings could even exceed that when you factor in free nights at any of Hilton's 8,000 properties globally.

Generous Point Earning Potential

Frequent travelers will appreciate the card's extensive point-earning structure. Cardholders earn 12 points per dollar on eligible Hilton purchases, giving you a substantial 7% return on your spending. Additionally, you can earn 6 points on dining and grocery purchases, while all other purchases yield 3 points per dollar spent. This is particularly beneficial for Florida homeowners who may indulge in dining or weekend getaways.

Complimentary Elite Status: An Upgrade in Experience

Unlike many hotel credit cards, the Hilton Surpass offers complimentary Gold status. This status comes with perks such as room upgrades, daily food and beverage credits, and an 80% bonus on points earned during stays. For homeowners who envision relaxing at Hilton properties, these benefits can genuinely enhance your stay, ensuring added comfort and luxury.

Travel Protection and Additional Perks

Protection is another reason to consider the Hilton Surpass Card. With travel benefits like baggage insurance and complimentary car rental insurance, you can travel with peace of mind. No foreign transaction fees also mean you can use your card without worrying about additional charges when traveling internationally, which is perfect for Florida residents with travel aspirations.

Maximize Your Savings: Quarter Credits and Free Night Rewards

Finally, you can earn up to $200 in statement credits annually through Hilton's quarterly credits, helping to offset its annual fee of $150. Plus, spend an additional $15,000 in a calendar year, and you can earn another free night reward, giving you even more opportunities to enjoy those luxurious escapes.

To sum it all up, the Hilton Honors Surpass Card is not just suitable for travelers; it's designed to maximize your experience with rich rewards, exciting benefits, and protections that resonate well with Florida homeowners. If you're looking to enhance your travel experience and unlock potential savings, this card could be a smart addition to your wallet.

Consider taking advantage of the Hilton Honors American Express Surpass® Card today to elevate your travel experiences! Learn more about the benefits and how to apply.

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