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UPDATE

May 11.2025

2 Minutes Read

Last Chance to Claim a 100,000-Point Bonus with Chase Sapphire Preferred

Couple checking Chase Sapphire Preferred bonus eligibility on phones.

Unlocking Extra Value for Florida Homeowners

If you’re a Florida homeowner exploring ways to maximize benefits from a credit card, the Chase Sapphire Preferred® Card might be the perfect opportunity for you. As the last chance to earn a limited-time bonus of 100,000 Ultimate Rewards points approaches—valid until May 15—it's essential to understand the eligibility requirements before applying.

Understand Your Eligibility

Chase has strict criteria for obtaining the Sapphire Preferred bonus, prohibiting current or previous cardholders who have received a new cardmember bonus within the last 48 months. This greatly limits those eligible for the bonus. It’s crucial to clarify this before applying, especially if you are considering taking advantage of the 100,000 points, which, at a valuation of over $2,000, is a significant incentive.

Understanding the 48-Month Rule

The 48-month rule presents a significant barrier for many: if you've earned a bonus from either the Sapphire Preferred or Sapphire Reserve card within four years, you won't qualify for the current offer. So, if you’ve switched your card in that time, you may need to wait before you can take advantage of the latest bonus. This regulation can affect many homeowners who are looking for credit options that enhance their travel or local purchases.

Points vs. Cash Back: Which Is Better?

For Florida homeowners, choosing between points or cash back may depend on spending habits. While the Chase Sapphire Preferred offers lucrative travel redemption potential, cardholders might want to consider their lifestyle—especially if they frequently travel or make large purchases. Those not inclined to travel may find more value in cash-back rewards that provide direct financial benefits rather than travel points. This consideration is vital as Florida's diverse landscape offers plenty of spending opportunities that could benefit from cash-back rewards.

Taking the Next Steps

As the deadline looms for this 100,000-point offer, Florida homeowners contemplating this credit card opportunity should assess their eligibility and consider their long-term financial goals. Acting swiftly may unlock significant rewards, turning mere points into unforgettable travel experiences.

Don’t miss out on this opportunity to elevate your credit card benefits—explore whether you're eligible, assess your needs, and make an informed decision before time runs out!

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Last Chance to Claim a 100,000-Point Bonus with Chase Sapphire Preferred

Unlocking Extra Value for Florida Homeowners

Understand Your Eligibility

Understanding the 48-Month Rule

Points vs. Cash Back: Which Is Better?

Taking the Next Steps

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